About Us
Nova Financial specializes in funding commercial mortgages
for
the acquisition, refinance, and
rehabilitation of commercial, industrial,
and multifamily real estate throughout the
United States. We also fill a unique niche
in the small-balance commercial segment by
offering an extensive platform of
small-balance debt products on a national
basis with the highest level of
professionalism, efficiency and
reliability. Nova Financial provides
comprehensive national loan programs to
our broker network and referral sources.
The team is dedicated to closing loans
quickly as well as honoring and standing
by our commitments.
Owner Occupied Small Business Real Estate Loans
- At Nova Financial, we understand small business needs and created a
faster, more flexible loan process compared to typical
SBA programs. As
specialist in owner-occupied commercial real estate financing, we can approve
your loan faster and cheaper than typical SBA financing. We offer specialty
financing with up to 97% loan-to-value conventional financing, stated, and
full documentation loans, and extremely competitive rates with fast, reliable
and simple loan commitments.
Mutli-Family, Mixed-Use, & Commercial Real Estate Loans
Nova Financial offers a standardized loan product for multifamily,
commercial, mixed-use, and virtually all property types located throughout the
United States. We offer loan amounts up to $500 million, up to 70%
loan-to-value, stated, low doc, and full documentation loans, and extremely
competitive rates with fast, reliable and simple loan commitments. We offer a
seller second program (up to 90% CLTV) that allows the borrower to leverage
their equity, subject to approval.
Bridge Financing/Hard Money/Mezzanine Loans
Our Bridge Loan Group specializes in structuring creative solutions to
non-conforming deals. Nova Financial has financed all types of commercial real
estate, office, retail, multifamily, hotel/motel, warehouse, marinas, gas
stations, vacant buildings, inventory loans, cross collateralized deals, among
others. Our professionals will respond immediately to your needs. Whether in
need of a time sensitive acquisition or construction funds, we can help. We take
particular care in making sure all our clients receive immediate responses to
any loan inquiries.
Construction/Land Development
Finding the real estate developer and commercial lender you can trust and
work well with is critical because corporate real estate is not a simple matter
of location or square footage. As a collateral based lender willing to fund on
any need, based on collateral value and exit strategy, Nova Financial considers
all commercial property types including: development sites, tentatively mapped
land, redevelopment projects, construction, turnarounds, and bridge loans.
Submissions require broker and borrower names, sponsorship information
(including resume/qualifications), identification of the collateral (including
location maps and photographs), property description, loan purpose, uses of
funds statement, transaction description, and exit strategy.
Broker and Referral Network
Nova Financial is committed to working with a variety of different referral
sources (including Commercial Brokerage firms, Real Estate Brokers, Attorneys,
Accountants, Certified Financial Planners, etc.) and believe they are an extension of our business. The
development of a strong broker network as well as various strategic alliances
throughout the country has resulted in significant fees earned by our referral
partners.
We maintain our Broker and Referral Network with the utmost confidentiality
and sensitivity to protect our source's relationships. We protect all broker
relationships in writing prior to any client interaction. To participate in our
Broker Program please contact us directly or email any inquiry you may have.
