Nova Financial specializes in funding commercial mortgages for the acquisition, refinance, and rehabilitation of commercial, industrial, and multifamily real estate throughout the United States. We also fill a unique niche in the small-balance commercial segment by offering an extensive platform of aggressive financing guidelines with the highest level of professionalism, efficiency and reliability. Nova Financial provides comprehensive national loan programs to our broker network and referral sources. The team is dedicated to closing loans quickly as well as honoring and standing by our commitments. 

Owner Occupied Small Business Real Estate Loans

At Nova Financial, we understand small business needs and created a faster, more flexible loan process compared to typical SBA programs. As specialist in owner-occupied commercial real estate financing, we can approve your loan faster and cheaper than typical SBA financing. We offer specialty financing  up to 90% loan-to-value, stated documentation loans, and extremely competitive rates with fast, reliable and efficient service.

Mutli-Family, Mixed-Use, & Commercial Real Estate Loans

Nova Financial offers a standardized loan product for multifamily, commercial, mixed-use, and virtually all property types located throughout the United States. We offer loan amounts up to $500 million, up to 65% loan-to-value, stated, low doc, and full documentation loans, and extremely competitive rates with fast, reliable and simple loan commitments. We offer a seller second program (up to 90% CLTV) that allows the borrower to leverage their equity, subject to approval.

Bridge Financing/Hard Money/Mezzanine Loans

Our Bridge Loan Group specializes in structuring creative solutions to non-conforming deals. Nova Financial has financed all types of commercial real estate, office, retail, multifamily, hotel/motel, warehouse, marinas, gas stations, vacant buildings, inventory loans, cross collateralized deals, among others. Our professionals will respond immediately to your needs. Whether in need of a time sensitive acquisition or construction funds, we can help. We take particular care in making sure all our clients receive immediate responses to any loan inquiries.

Construction/Land Development

Finding the real estate developer and commercial lender you can trust and work well with is critical because corporate real estate is not a simple matter of location or square footage. As a collateral based lender willing to fund on any need, based on collateral value and exit strategy, Nova Financial considers all commercial property types including: development sites, tentatively mapped land, redevelopment projects, construction, turnarounds, and bridge loans. Submissions  require broker and borrower names, sponsorship information (including resume/qualifications), identification of the collateral (including location maps and photographs), property description, loan purpose, uses of funds statement, transaction description, and exit strategy.

Broker and Referral Network

Nova Financial is committed to working with a variety of different referral sources (including Commercial Brokerage firms, Real Estate Brokers, Attorneys, Accountants, Certified Financial Planners, etc.) and believe they are an extension of our business. The development of a strong broker network as well as various strategic alliances throughout the country has resulted in significant fees earned by our referral partners.

We maintain our Broker and Referral Network with the utmost confidentiality and sensitivity to protect our source's relationships. We protect all broker relationships in writing prior to any client interaction. To participate in our Broker Program please contact us directly or email any inquiry you may have.